2. Business Divisions:

Inox Leasing and Finance Limited operates across several business segments, each contributing to its growth and stability. These divisions are:

• Financing and Leasing:
  ILFL extends loans, hire-purchase facilities, and leasing services to industrial and commercial enterprises. By providing much-needed financing options, ILFL plays a pivotal role in supporting businesses and contributing to economic growth across various sectors.
• Securities and Investments:
  ILFL invests in a diversified portfolio of equity shares, bonds, and other financial securities. This business division is central to ILFL’s operations, providing steady returns through strategic investments and acting as a buffer against market fluctuations.
• Mutual Fund Advisory and Brokerage:
  Registered with the Association of Mutual Funds of India (AMFI), ILFL acts as a broker for mutual fund units. Additionally, the company offers financial advisory services, helping clients make informed investment decisions and maximize their portfolio returns.
• Rental Income:
  The company also generates revenue from leasing office premises. This steady source of income further contributes to ILFL’s financial stability and diversification, enabling it to mitigate risks associated with its primary financing operations.

3. Financial Highlights:

The financial performance of Inox Leasing and Finance Limited Unlisted Shares reflects strong growth and solid fundamentals. Here are the key financial highlights:

• Revenue Growth:
  ILFL’s revenue has steadily increased from ₹4606 crore in 2022 to ₹5581 crore in 2024, demonstrating consistent growth. However, the revenue has seen a slight dip from ₹6335 crore in 2023, reflecting the volatility in its securities trading segment.
• Profit Margins:
  Despite a dip in the gross margin (from 50.07% in 2022 to 43.76% in 2024), ILFL’s operating margin (OPM) has remained healthy at 18.24% in 2024, underscoring its ability to manage costs effectively while maintaining profitability.
• EBITDA and Operating Profitability:
  The company recorded EBITDA of ₹1018 crore in 2024, a decrease from ₹1588 crore in 2023. However, ILFL’s ability to maintain positive EBITDA growth despite market conditions reflects its operational efficiency.
• Net Profit:
  ILFL’s Profit After Tax (PAT) dropped from ₹606 crore in 2023 to ₹352 crore in 2024, representing a decline in net profit margin (from 9.57% in 2023 to 6.31% in 2024). While the decrease in PAT is concerning, it is important to note that this fluctuation is influenced by market conditions.
• Earnings Per Share (EPS):
  EPS declined from ₹612.12 in 2023 to ₹355.56 in 2024. This reduction in EPS is reflective of the decrease in PAT, but the company’s long-term growth prospects remain strong due to its diversified revenue streams and backing from the INOX Group.

Disclaimer*This research has been conducted on available data. Investors are advised to perform their own research and due diligence before making any investment decisions. We are not responsible for any financial losses or inaccuracies in the data provided