Motilal Oswal Unlisted Shares List: What Is Available?

Many investors are not aware that the Motilal Oswal Group has more than one company trading in the private market. When people search for the Motilal Oswal unlisted shares list, they are typically looking for all group companies that are available to buy before a public listing. Currently, Motilal Oswal Home Finance Limited (MOHFL) is the most actively traded name from the group in the unlisted space. It is the company this page focuses on. Investors also frequently search for Motilal Oswal unlisted shares on the NSE, meaning whether any Motilal Oswal group company is available as an unlisted share connected to the National Stock Exchange ecosystem.

Who Owns Motilal Oswal Home Finance?

MOHFL is a subsidiary of Motilal Oswal Financial Services Limited, one of India’s most reputable financial companies. This parent company provides the subsidiary with financial backing, industry know-how, and a strong brand name. Investors who are interested in other unlisted shares in the financial sector companies may explore the SBI Mutual Fund Unlisted Share Price in order to grab new opportunities.

Motilal Oswal Home Finance IPO:  Expected Date & Latest News

There is no official Draft Red Herring Prospectus (DRHP) available to the public, and therefore no official Motilal Oswal Home Finance IPO date can be predicted. In the most recent updates regarding the Motilal Oswal Home Finance IPO, there is nothing concerning the price range or date of the IPO. The Motilal Oswal Group confirmed that there will be no sale of the company to any third party, and this rumor is untrue. This will be the first time there will be public access to the share price of the Motilal Oswal Home Finance IPO, and those who purchased MOHFL unlisted shares before this will be able to sell them for a considerable profit.

Motilal Oswal Unlisted Shares NSE: Is There a Connection?

While searching for the Motilal Oswal Unlisted Shares NSE, some investors wonder if any Group company is tied to the National Stock Exchange (NSE) ecosystem. While MOHFL has no direct NSE linkage, investors looking for unlisted share companies in India linked to the exchanges may look at the NSE Unlisted Share Price and MSEI Unlisted Share Price for comparisons. These are considered financial infrastructure companies, the same investment class as MOHFL.

Motilal Oswal Home Finance Share Price Target 2030

Long-term investors looking at the Motilal Oswal Home Finance share price target for 2030 should evaluate these aspects. As of FY25, MOHFL’s loan book has grown steadily from ₹3,772 crore in FY23 to ₹4,836 crore. Net profit was ₹130 crore in FY25. India’s demand for affordable housing is expected to increase owing to PMAY and urbanisation. If the Motilal Oswal Home Finance IPO occurs before 2030, this would lead to a significant public market re-rating, which would increase the Motilal Oswal Home Finance share price considerably. The main challenges are a changing interest rate, increasing NPA levels, and delays in the IPO.

How to Buy Motilal Oswal Home Finance Unlisted Shares

One of the queries that we always receive is how to purchase Motilal Oswal Home Finance unlisted shares. Although trading can be done through trusted channels like Delisted Stocks. As these shares are not traded on the stock exchanges in India, you cannot purchase unlisted shares from any app. To purchase unlisted shares of MOHFL, you will have to go through an unlisted shares platform. Here’s how it works:

• Request the most recent share price and lot size for Motilal Oswal Home Finance
• Complete the KYC process by providing PAN, Aadhaar, and Demat account information
• Sign the Share Transfer Agreement
• Your shares will be credited to your Demat account within 1 to 2 working days after you have made the necessary payment.

Incorporation and Parent Company

Motilal Oswal Home Finance was founded in 2013 and is part of the Motilal Oswal Group, which has built a reputation for providing wealth creation solutions to a broad spectrum of customers. As a subsidiary of MOFSL, MOHFL benefits from the group’s financial expertise, access to capital, and operational efficiencies. MOFSL’s solid market presence enhances the credibility of MOHFL, providing investors with confidence when considering Motilal Oswal Home Finance Unlisted Shares.

Business Focus and Operations

MOHFL’s primary objective is to promote financial inclusion for lower and middle-income (LMI) families in India by offering them long-term housing finance solutions. It specializes in providing home loans for purchasing, constructing, extending, and renovating houses. The company caters to individuals and families who may not have easy access to formal income documentation or credit bureau reports, particularly focusing on self-employed and cash-salaried individuals.

Loan Offerings

MOHFL offers a variety of home loan products aimed at addressing the unique financial needs of LMI families. These include loans for:

• Purchase and construction of homes
• Extension and renovation of properties
• Repairing or upgrading homes

Additionally, MOHFL has extended its offerings to self-employed individuals and cash salaried persons who may lack formal income proof, enabling them to secure loans based on internal scorecards and cash flow assessments. This inclusive approach sets MOHFL apart in India’s competitive housing finance market.

Underwriting and Risk Management

The underwriting process at Motilal Oswal Home Finance is highly structured to ensure minimal risk exposure. It utilizes a four-layer approval system for loan applications, with different layers of approval based on the loan size. The process begins with cluster credit heads and escalates to national credit heads for larger loans. Furthermore, a dedicated Risk Containment Unit (RCU) is employed to mitigate risks related to fraudulent income documents, profiles, and collateral.

Borrowing Sources

To fund its loan book, MOHFL relies on a mix of external borrowings. As of FY22, the company’s total borrowings stood at ₹1,860 crores, with an average borrowing cost of 9.60%. It raises funds through term loans from banks and issues commercial papers in the capital markets. This financial structure provides the company with the liquidity required to lend to its target customers, but it also exposes it to the fluctuations in interest rates and market conditions.

Financial Performance and Growth

Motilal Oswal Home Finance has seen impressive growth since its inception. The company’s loan book, which represents the total outstanding loan portfolio, has expanded consistently year after year. As of FY24, the loan book stood at ₹4,048 crore, reflecting a 6% year-on-year growth. The company’s net interest income (NII) and profitability have also improved significantly, with a net profit of ₹136 crore in FY23, an increase of 43.15% from the previous year. Despite these positive growth trends, the company did experience a slight dip in profitability in FY24, with the net profit marginally decreasing to ₹132 crore. However, this could be attributed to external factors or increased operational expenses, which need to be monitored closely by potential investors.

Disclaimer*This research has been conducted for investment purposes based on available data. Investors are advised to perform their own research and due diligence before making any investment decisions. We do not assume any responsibility for financial losses or inaccuracies in the data provided.